Roofing insurance claims,documented and handled.
Storm damage leaves a clear pattern when you know what to look for. We inspect, photograph it before the weather changes how it looks, and give your adjuster a clear record of what's on the roof.
The short answer
Call a roofer before you call insurance
A free inspection tells you whether the damage is even worth a claim, so you don't open one you don't need. If it is, you go in with photos, a written scope, and weather data that back you up. We're not here to talk you into a claim, we're here to document what the storm actually did.
What we provide
Documentation an adjuster can work from
Fresh photos
Close-ups of the impacts and wide shots of the pattern, taken soon after the storm, with timestamps.
Written scope
Which slopes are hit, impact density, and secondary damage to flashing, vents, and ridge caps.
Weather data
Hail size, wind speed, and storm path from the weather service to tie the damage to a date.
Interior & attic
Ceiling stains and attic photos that show leaks and deck damage you can't see from outside.
When the adjuster comes out, we'll meet them on-site so nothing in the scope gets missed. It isn't adversarial, it just makes sure everyone is working from the same complete picture.
Questions
Common questions about claims
Should I call insurance or a roofer first?
A roofer first, usually. We'll tell you whether there's damage worth a claim before you open one. That way you don't file unnecessarily, and if you do, you've got the documentation ready to go.
How long do I have to file?
Most policies give you a year from the date of damage, but sooner is better. Storm events are documented by the weather service, and tying your damage to a specific storm gets harder the longer you wait.
What if the estimate comes back low?
Adjusters sometimes miss what isn't obvious from a quick look, like underlayment or sheathing damage or the full spread of impacts. Our documentation gives a clear comparison point, and overlooked damage can be added as a supplement.
Will filing raise my rates?
That depends on your carrier, your history, and your policy, and a widespread storm event is often treated differently than an isolated one. It's worth a quick call to your agent before you file.
What documentation helps most?
Photos showing where the damage is and how dense it is, weather-service data from the storm date, a written inspection scope, interior photos if there were leaks, and the fact that the neighborhood got hit too.
Can I pick my own contractor?
Yes. Insurance pays for the repair no matter who does it. Some carriers push a preferred list, but you can choose any qualified contractor.
Think a storm hit your roof?
We'll inspect it and document what's there, with no obligation to file. If there's a claim, we'll help you through it.